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Private health coverage is coverage based on your health, rather than your income. Giving you access to lower premiums, better benefits, nation wide PPO networks, and more!
Public heath coverage is guaranteed issue coverage. Everyone can get approved for these plans, whether they are sick or healthy. These plans are based on income. When you are healthy and above the poverty level, these plans can be very expensive when trying to aquire good health coverage.
No, There are many options still available. You can sign up for private health coverage year round. If you hae a qualifying life event, you can also get on public plans.
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